How this calculator works
Used payload = operator/passengers + cargo + added accessories + tongue weight. Remaining payload = rated capacity − used payload. Used percentage = used payload ÷ rated capacity × 100.
Worked example
A 1,000 lb rating with 360 lb of riders, 200 lb of cargo, 100 lb of accessories, and 75 lb of tongue weight leaves 265 lb of total-capacity headroom.
Reference: Polaris hauling and towing guidance. Always use your own model’s manual.
Common questions
Does trailer weight count as payload?
The tongue load supported by the machine generally contributes to its load budget. The entire trailer weight is a separate towing check. Follow the exact limits and definitions in your owner’s manual.
Are the results stored or sent anywhere?
No. Your entries are used in your browser for this calculation. Calculator entries are not saved. Optional My Machine and checklist preferences are stored locally as described in our privacy policy.
Total payload is different from cargo-bed capacity
Start with the exact rating and definition in your machine’s applicable manual or label. A cargo-bed or rack rating is not automatically the total vehicle payload. Do not enter a bed capacity as the total rating and assume it covers passengers, added accessories and supported tongue load. The payload guide explains those separate load budgets.
Account for equipment actually carried: riders and riding gear, installed accessories, cargo and the trailer tongue load supported by the machine. Use the manufacturer’s definitions to avoid counting an item twice or excluding it. A stock dry-weight specification cannot tell you the weight of your loaded setup.
Remaining arithmetic capacity does not establish acceptable load distribution, axle limits or permission to carry that load on every slope. When towing, run the separate towing comparison with the official towing rating and loaded trailer weight. Keep towing capacity, supported hitch load and vehicle payload as distinct checks.